Job Summary: We are seeking a qualified and experienced Hybrid Mortgage Underwriting Manager to lead our dynamic mortgage underwriting team. The ideal candidate will possess a deep understanding of traditional and digital mortgage underwriting processes. This role requires a strategic thinker who can adapt to evolving market trends and technology advancements while ensuring compliance with industry regulations. The Hybrid Mortgage Underwriting Manager will be responsible for overseeing a team of underwriters, implementing efficient processes, and maintaining a high standard of accuracy and quality in mortgage underwriting.

Key Responsibilities:

1. Team Leadership:

   • Lead and manage a team of mortgage underwriters, providing guidance, support, and fostering a collaborative work environment.
   • Develop and implement training programs to ensure team members are up-to-date on industry regulations, underwriting guidelines, and technological advancements.

2. Process Optimization:

   • Evaluate and streamline underwriting processes to enhance efficiency and maintain a high level of accuracy.
   • Implement digital mortgage underwriting solutions and leverage technology to improve overall workflow.

3. Risk Management:

   • Develop and enforce underwriting policies and procedures to mitigate risk and ensure compliance with regulatory requirements.
   • Stay informed about changes in the mortgage industry and make proactive adjustments to underwriting practices accordingly.

4. Quality Control:

   • Establish and maintain quality control measures to ensure the accuracy and completeness of underwriting decisions.
   • Conduct regular audits to identify areas for improvement and implement corrective actions.

5. Collaboration:

   • Collaborate with other departments, including loan processing, sales, and compliance, to foster effective communication and achieve organizational goals.
   • Work closely with technology teams to implement and optimize digital underwriting tools and platforms.

6. Performance Monitoring:

   • Implement key performance indicators (KPIs) to monitor the performance of the underwriting team and make data-driven decisions to improve efficiency and accuracy.

7. Customer Service:

   • Ensure timely and accurate communication with internal and external stakeholders, including borrowers, loan officers, and other relevant parties.

8. Reporting:

   • Generate regular reports on underwriting performance, trends, and key metrics for senior management.

Qualifications:

• 10+ years underwriting FHA, VA, Conventional Mortgage Loans
• 5+ years in a underwriting management role
• Several years of experience in mortgage underwriting, with a strong understanding of both traditional and digital underwriting processes.
• Proven leadership experience with the ability to motivate and develop a high-performing team.
• In-depth knowledge of mortgage industry regulations and compliance requirements.
• Strong analytical and problem-solving skills.
• Excellent communication and interpersonal skills.
• Familiarity with mortgage underwriting software and digital tools.

If you are a results-oriented leader with a passion for innovation in mortgage underwriting, we encourage you to apply for this exciting opportunity.

Thank you for your interest! 

If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.

Unfortunately due to high volumes of applicants, we may not be able  to respond to those who are not a fit.  If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.