Position Overview:

The Remote Underwriting Manager will oversee and manage the underwriting team, ensuring efficient, accurate, and consistent evaluation of loan applications for construction, bridge, and fix-and-flip projects. The successful candidate will bring in-depth knowledge of private money lending practices and possess strong leadership skills to guide the team in a remote environment. This role demands the ability to assess risk effectively while ensuring that all loans align with company guidelines and industry best practices.

Key Responsibilities:

• Team Leadership: Manage and mentor the underwriting team, ensuring adherence to policies and maintaining efficiency in a remote environment.
• Loan Underwriting: Oversee underwriting of construction, bridge, and fix-and-flip loans, assessing financials, credit reports, appraisals, and project feasibility.
• Risk Management: Evaluate loan risk and structure to align with company guidelines, recommending adjustments when necessary to mitigate risk.
• Process Improvement: Continuously streamline underwriting processes to improve efficiency, accuracy, and borrower experience.
• Collaboration: Work with sales, loan origination, and servicing teams to ensure smooth loan approvals and clear communication.
• Compliance & Reporting: Ensure adherence to legal requirements, maintain accurate documentation, and report on underwriting performance and team metrics.
• Training & Development: Provide ongoing coaching and development to the underwriting team to stay updated on industry trends and best practices.

Qualifications:

• Experience:

  • 7+ years of underwriting experience in private money lending, with a focus on construction loans, bridge loans, and fix-and-flip loans.
  • Demonstrated experience leading and managing an underwriting team, preferably in a remote environment.

• Skills & Expertise:

  • Strong understanding of real estate finance, including construction, bridge, and fix-and-flip loan structures.
  • Ability to evaluate complex loan applications, including financial statements, appraisals, and construction budgets.
  • Familiarity with underwriting software and loan origination systems (LOS).
  • Expertise in assessing borrower risk and project viability, including knowledge of after-repair value (ARV) calculations and renovation cost estimations.

• Leadership & Management:

  • Proven experience managing and motivating teams, driving performance, and developing talent.
  • Ability to handle multiple tasks, prioritize effectively, and meet deadlines in a fast-paced remote environment.

• Communication:

  • Strong written and verbal communication skills with the ability to clearly explain underwriting decisions and complex loan structures to both internal teams and external clients.
  • Collaborative approach with the ability to work cross-functionally with sales, loan origination, and servicing teams.

Thank you for your interest! 

If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.

Unfortunately due to high volumes of applicants, we may not be able  to respond to those who are not a fit.  If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.