Our client is seeking a highly skilled Remote Underwriting Manager with extensive experience in Single-Family (SF) construction loans and Non-QM underwriting within the private lending industry. This leadership role will involve managing the underwriting team, overseeing loan assessments, and ensuring all underwriting processes are compliant with regulatory standards and aligned with company guidelines. The ideal candidate will have a strong background in SF construction loans and Non-QM lending, coupled with proven management experience in underwriting.

Key Responsibilities:

• Lead and manage a team of underwriters, providing training, support, and guidance to ensure underwriting processes are efficient, accurate, and compliant with both company and regulatory standards.
• Oversee the underwriting of SF construction loans and Non-QM loans, ensuring they meet company guidelines, risk tolerance, and compliance requirements.
• Review and underwrite complex loan applications, including those for Fix-and-Flip, Bridge Construction, and other Non-QM products.
• Manage and monitor underwriting turn times, ensuring timely approvals and denials in accordance with established service level agreements (SLAs).
• Develop and implement underwriting policies and procedures to improve efficiency and ensure consistency across the team.
• Collaborate with internal teams (e.g., loan officers, processors, and operations) to facilitate a smooth loan origination and closing process.
• Monitor and evaluate underwriting performance, identifying areas for improvement and implementing strategies to achieve underwriting quality and volume goals.
• Ensure the underwriting team adheres to all federal, state, and local regulations, including RESPA, ECOA, and other compliance requirements.
• Review and approve exceptions, ensuring decisions are aligned with company policies and risk management guidelines.
• Participate in training and development programs to stay updated on industry trends, new products, and regulatory changes related to Non-QM and SF construction loans.
• Provide leadership in resolving complex underwriting issues, ensuring optimal solutions for clients while mitigating risk.

Qualifications:

• Minimum of 5 years of experience in underwriting, with a strong focus on Single-Family (SF) construction loans and Non-QM products.
• Extensive experience with Private Lending and underwriting Fix-and-Flip loans, Bridge Loans, and other Non-QM products such as Bank Statement loans, DTI loans, and Asset Depletion loans.
• Proven experience in managing, leading, and mentoring an underwriting team.
• Strong knowledge of mortgage regulations and compliance standards, including RESPA, ECOA, and other federal and state-specific requirements.
• Expertise in manual underwriting and evaluating complex loan applications.
• Excellent communication and leadership skills, with the ability to provide direction and support to underwriting staff.
• Strong attention to detail with the ability to assess risk and make sound decisions in complex underwriting situations.
• Ability to work independently and manage a remote team effectively.
• Strong problem-solving skills and the ability to find creative solutions for underwriting challenges.
• Familiarity with underwriting software and tools commonly used in the private lending industry.

Thank you for your interest! 

If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.

Unfortunately due to high volumes of applicants, we may not be able  to respond to those who are not a fit.  If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.