Position: Non-QM Underwriter-Must reside and work in Eastern, Central, or Mountain Time Zones

Salary: $80,000–$95,000

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Our client is seeking an experienced Non-QM Underwriter to join their team and underwrite complex loan products including Bank Statement, DSCR, Foreign National, ITIN, and Asset Depletion loans. This is a high-volume, fully remote role. To be considered, candidates must have been actively underwriting Non-QM loans within the past 11 months.

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Key Responsibilities:

• Underwrite Bank Statement, DSCR, Asset Depletion, and other Non-QM loan types in accordance with investor and company guidelines

• Review income, credit, and asset documentation to assess risk and loan eligibility

• Collaborate with loan officers, processors, and other stakeholders to obtain documentation and clear conditions

• Ensure all files meet regulatory, investor, and company standards before issuing approval or denial

• Maintain accuracy and efficiency while working through a high-volume pipeline

• Stay current on changes to Non-QM products, compliance rules, and underwriting trends

• Offer guidance to junior underwriters and contribute to team-wide quality standards

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Requirements:

• Must have been employed as a Non-QM Underwriter within the past 11 months

• Minimum of 3 years of recent direct experience underwriting true Non-QM loans

• Strong knowledge of Bank Statement, DSCR, and Asset Depletion programs

• Detail-oriented with the ability to manage time and workflow effectively

• Excellent communication and decision-making skills

• Must reside and work in Eastern, Central, or Mountain Time Zones

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How to Apply:

If your experience aligns with our client’s needs, one of our recruiters will be in touch. Please keep an eye on your voicemail and spam folder, as we often reach out by phone and email.

Due to high application volume, we’re not always able to respond individually to every applicant. If you don’t hear from us, please know we truly appreciate your interest and encourage you to continue checking our website for future openings.

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Please note: We do not set the requirements for this role. All criteria are determined by our client and must be followed as outlined.

Thank you for your interest! 

If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.

Unfortunately due to high volumes of applicants, we may not be able  to respond to those who are not a fit.  If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.