An established mortgage banker with over 30 years of experience and licensing in 22 states is seeking an experienced Mortgage Underwriter to join its award-winning team. Consistently ranked a top 10 company for customer satisfaction, this lender is known for its strong workplace culture, employee retention, and commitment to excellence.

We’re looking for a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions.

Responsibilities

• Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations

• Analyze borrower financials, credit reports, and property appraisals to determine eligibility

• Assess risk and provide thorough loan decisions with clear explanations and conditions

• Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process

• Stay up-to-date with industry trends, guidelines, and best practices

Qualifications

• Active DE and/or VA underwriting certification required

• Must have used DE and/or VA designation within the last 11 months

• Minimum 5 years of residential mortgage underwriting experience

• Proven history of longevity in prior roles (average tenure, no frequent job changes)

• Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products

• Experience with Encompass strongly preferred

• Excellent analytical, organizational, and problem-solving skills

• Strong communication skills and ability to collaborate effectively in a team environment

• Bachelor’s degree preferred but not required

Compensation & Benefits

• Salary: $85,000 – $100,000 per year

• Full benefits package including:

  • Medical, Dental, Vision, Life Insurance

  • 401(k) with employer contribution

  • Paid vacation and sick time

  • Referral program and retirement plan options

Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients.

Thank you for your interest! 

If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.

Unfortunately due to high volumes of applicants, we may not be able  to respond to those who are not a fit.  If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.