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Remote Lock Desk Analyst

Irvine, CA

Lock Desk Analyst – Remote | Mortgage Banking

An established mortgage banker with over 30 years of experience and licensing in 22 states is seeking a detail-oriented Lock Desk Analyst to join its remote team. This role supports Sales and Operations in executing lock transactions, extensions, amendments, and pricing scenarios, while ensuring policies are followed and deadlines are met.

Responsibilities

  • Receive and process internal lock and change requests

  • Monitor lock expirations and communicate deadlines to sales staff

  • Manage extensions and lock amendments

  • Enforce company rate lock policy

  • Support Sales team with pricing scenarios

  • Maintain up-to-date knowledge of investor programs and requirements

  • Maintain investor website and pricing engine user profiles

  • Assist management in evaluating and improving processes

  • Generate ad-hoc reporting and analysis

Qualifications

  • Minimum 2 years of secondary/lock desk experience in mortgage banking

  • Optimal Blue experience required

  • Encompass LOS experience required

  • Basic knowledge of secondary mortgage market pricing components and agency guidelines

  • Understanding of loan flows from origination to loan sale

  • Strong organizational skills and attention to detail

  • Excellent communication and customer service skills

  • High-level proficiency with Microsoft Office suite

  • Servicing, Post Closing, or Shipping background is a plus

  • Bachelor’s degree in economics, finance, business, or related field recommended

Compensation & Benefits

  • $28 – $35 per hour, depending on experience

  • Full benefits package (health, dental, vision, 401k, PTO)

  • Remote position

Thank you for your interest! 

If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.

Unfortunately due to high volumes of applicants, we may not be able  to respond to those who are not a fit.  If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities. 

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