Mortgage Underwriter (Conventional or DE) – On-Site or Hybrid

Our client is seeking an experienced Mortgage Underwriter (Conventional or DE) to join their expanding underwriting team. This position can be on-site or hybrid in either North Hollywood or Brea, CA.

The ideal candidate will have a strong background in residential underwriting, proven Agency experience (Fannie Mae, Freddie Mac, FHA), and the ability to analyze complex borrower profiles. DE certification is strongly preferred.

Key Responsibilities

• Review and underwrite Agency and FHA mortgage applications for compliance with investor guidelines.

• Analyze borrower income, credit, assets, and collateral for accuracy and risk.

• Ensure all files meet internal and investor requirements for quality and compliance.

• Communicate underwriting decisions and conditions to internal teams clearly and promptly.

• Collaborate with processors, account managers, and sales teams to resolve conditions and expedite approvals.

• Maintain current knowledge of Agency and FHA regulations and investor updates.

• Manage multiple files efficiently in a fast-paced environment.

Qualifications

• Minimum 5 years of residential mortgage underwriting experience

• 3+ years of Agency underwriting experience (Fannie Mae, Freddie Mac, or FHA)

• FHA experience required; DE certification strongly preferred

• Proficiency in Encompass LOS, CoreLogic FraudGuard, and AUS (DU, LPA, Total Scorecard)

• Excellent analytical and communication skills

• Currently active in the industry (no unemployment longer than 12 months)

Compensation & Benefits

• Base Salary: $70,000–$100,000 (DOE)

• Bonus: Monthly, after 2 years (based on funding volume)

• Benefits: Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days

• Work Model: On-site or hybrid in North Hollywood or Brea, CA

• Schedule: Monday–Friday, 8:30 a.m.–5:30 p.m. PST

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National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. All criteria are established by our client and must be followed exactly.

Thank you for your interest! 

If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.

Unfortunately due to high volumes of applicants, we may not be able  to respond to those who are not a fit.  If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.