
Position: QC / Due Diligence Credit & Compliance Contractor
Location: Remote (U.S.-based)
Type: 1099 Contract | Per-file Compensation
Schedule: Flexible | Project-based assignments
Overview:
We are seeking an experienced Quality Control Professional – Credit and Compliance to audit and validate the accuracy of credit and compliance reviews performed on newly originated loans and post funded loans (Non-QM, DSCR, Closed-End Second, HELOC, Jumbo Prime, etc.).
This position ensures that initial due diligence reviews meet investor and regulatory standards and that all loan files are fully compliant and investor-ready prior to sale or securitization.
Responsibilities:
Conduct secondary audit-level QC of completed due diligence reviews.
Ensure credit and compliance accuracy across newly originated loans.
Identify and document all findings, categorize defects, and escalate risk areas.
Provide written feedback to reviewers for process improvement.
Monitor accuracy trends and assist in implementing corrective action plans.
Maintain full understanding of evolving investor and agency standards.
Qualifications:
Minimum 5 years of mortgage credit and compliance QC experience.
Recent due diligence experience required.
LauraMac proficiency required (no exceptions).
GSE defect experience required.
Scienna experience preferred.
Familiarity with FHA, VA, USDA, QM, and Non-QM guidelines.
Must meet production minimum to remain active.
📌 This is a project-based 1099 role. You will be added to an approved contractor panel and contacted for file assignments as needed. There is no fixed start date. Applications will be reviewed, and selected candidates will be contacted for next steps