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Mortgage Underwriter - In Office

Melville, NY

Position: Mortgage Underwriter
Location: Melville, NY
Schedule: Full-time- In Office | Monday–Friday, 9:00 AM–6:00 PM
Compensation: Base salary up to $90,000 + bonus eligibility

We are seeking an experienced Mortgage Underwriter to support increased loan volume across agency and Non-QM products. This role requires strong Encompass experience, the ability to underwrite efficiently, and a commitment to producing clean, thorough files across multiple investors.

Responsibilities:

  • Underwrite mortgage loan files with accuracy and efficiency

  • Ensure files are clean, complete, and compliant with investor guidelines

  • Review and underwrite FHA, VA, USDA, Conventional, DSCR loans, and other Non-QM Products

  • Work across multiple investors and programs

  • Collaborate with operations and underwriting leadership to support pipeline flow

  • Maintain quality standards while managing volume

Requirements:

  • Minimum 3 years of mortgage underwriting experience
    At least 2 years underwriting in Encompass

  • Experience with FHA, VA, USDA, Conventional, Non-QM, and DSCR loans

  • Multi-investor underwriting experience

  • Ability to Manually underwrite loans

Helpful but not required Experience:

  • RTO loans

  • Ground-up construction

  • Fix & flip

National Mortgage Staffing does not set the requirements for this position. All hiring criteria are established by our client.

Thank you for your interest! 

If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.

Unfortunately due to high volumes of applicants, we may not be able  to respond to those who are not a fit.  If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities. 

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