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Remote Underwriter (Private Money Lending)

Miami, FL

Position: Underwriter (Private Money Lending)
Location: Remote (U.S.)
Work Model: Remote
Compensation: $90,000–$100,000 base salary 
 

Overview
This remote Underwriter role supports private money lending focused on investor, non-owner-occupied properties. You will underwrite construction, DSCR, fix-and-flip, and bridge loans, evaluating borrower strength and collateral risk while documenting clear credit decisions and communicating conditions in a fast-moving environment. Strong recent construction underwriting experience is the key requirement for this hire.

Responsibilities
• Underwrite construction loans with a strong focus on recent construction underwriting experience
• Underwrite DSCR loans, evaluating property cash flow and investor risk
• Underwrite fix-and-flip and bridge loans for investor, non-owner-occupied transactions
• Analyze borrower credit, liquidity/reserves, and investor experience/track record
• Review collateral, project scope, and supporting documentation to ensure the file is complete for decisions
• Document underwriting decisions clearly and issue conditions that are specific and actionable
• Partner with processing/closing and other internal teams to keep files moving and resolve issues quickly
• Escalate risk concerns, exceptions, and complex scenarios as appropriate

Qualifications
2+ Years recent Underwriting experience in the following:
• ground up construction underwriting experience 
• DSCR underwriting experience
•Fix-and-flip and bridge underwriting experience
• Investor non-owner-occupied underwriting experience
• Experience working with a Private Money lender

NMS Disclaimer
National Mortgage Staffing (NMS) is a recruiting firm. Our client sets the position requirements and makes all hiring decision

Thank you for your interest! 

If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.

Unfortunately due to high volumes of applicants, we may not be able  to respond to those who are not a fit.  If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities. 

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