Position: Remote Wholesale FHA Underwriter
Work Model: Fully Remote- US candidates only
Compensation: $95-115k DOE
Bonus/Incentive: Tiered bonus plan
Overtime: Paid overtime eligible
Schedule: 40 hours per week plus overtime as needed
Benefits: Medical, dental, and 401(k)
Overview
Our client is seeking an experienced FHA Underwriter to join their growing Team. TThe ideal candidate will have a strong understanding of wholesale lending, an active CHUMS ID, Strong knowledge of agency guidelines, and the ability to independently manage a pipeline in a fast-paced environment.
Responsibilities
- Underwrite FHA mortgage loans in accordance with HUD and investor guidelines
- Review income, assets, credit, appraisal, and collateral documentation
- Issue credit decisions and communicate conditions clearly to internal teams
- Work closely with processors, loan officers, and closing teams to move loans efficiently through the pipeline
- Review and clear underwriting conditions
- Maintain quality, compliance, and turnaround expectations
- Interpret and apply FHA guidelines accurately while balancing risk and customer experience
Qualifications
- Minimum 5–7 years of recent mortgage underwriting experience
- Active CHUMS ID required
- Must have personally underwritten FHA loans using your CHUMS ID within the past six months
- Recent wholesale underwriting experience required
- Strong knowledge of FHA guidelines and mortgage credit analysis
- Experience reviewing complex income and asset documentation
- Ability to work independently and manage volume in a production-driven environment
- Experience with Encompass or similar LOS preferred
- Strong communication and organizational skills
Thank you for your interest!
If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.
Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.