Position: Head of DSCR Lending & Capital Markets
Location: Aventura, FL preferred; remote possible
Work Model: On site preferred; remote possible
Compensation: $200,000 base salary plus bonus
Bonus: 20%–30% of base salary
Schedule: 9:00 AM–6:00 PM EST
Benefits: Not provided

An established private lending company is seeking a Head of DSCR Lending & Capital Markets to lead and own the full DSCR division. This is an executive-level role responsible for DSCR strategy, growth, profitability, production, capital markets execution, investor relationships, warehouse lending relationships, product design, pricing, and full P&L management.

This role is a strong fit for an entrepreneurial lending leader who has scaled DSCR, Non-QM, or business purpose lending platforms and understands the full loan lifecycle from origination through loan sale.

• Own full P&L for the DSCR division
• Lead DSCR growth, profitability, strategy, and production
• Oversee pricing, lock policies, margin management, and investor execution
• Manage whole loan sales, bulk sales, and forward flow relationships
• Build and manage institutional investor and capital markets relationships
• Negotiate warehouse facilities, investor agreements, and financing structures
• Oversee DSCR product design, pricing, guidelines, and market positioning
• Partner with sales, underwriting, processing, closing, risk, and compliance
• Track KPIs including funded volume, pull-through, broker retention, gain on sale, defect rate, cycle time, and profitability
• Build and lead teams across DSCR sales, product, capital markets, secondary, and operations support
• Manage the DSCR platform from origination through loan sale

• 10+ years of mortgage banking experience
• 5+ years leading DSCR, Non-QM, or business purpose lending platforms
• Strong DSCR lending experience
• Capital markets and secondary marketing experience
• Loan sales, investor relations, and warehouse lending experience
• P&L management experience
• Experience managing multi-million-dollar lending platforms
• Deep knowledge of DSCR underwriting, pricing, and investor guidelines
• Strong financial, analytical, and strategic planning skills
• Experience scaling DSCR or business purpose lending platforms
• Existing institutional investor and capital partner relationships preferred
• Experience with securitizations, forward flow agreements, or bulk loan sales preferred
• Ability to work 9:00 AM–6:00 PM EST
• Ability to work on site in Aventura, FL preferred; remote possible

Client requirements and hiring decisions are set by the hiring company. Please ensure your application details align with your resume and reflect your direct experience. Thank you for your interest!