Apply to Remote DE/VA Underwriter- Wholesale- 100% Remote

An established mortgage banker is seeking an experienced DE/VA Mortgage Underwriter with wholesale Experience to join its team.

Active SAR and wholesale underwriting experience is required to be considered.

We’re looking for a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions.

Responsibilities

Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations
Analyze borrower financials, credit reports, and property appraisals to determine eligibility
Assess risk and provide thorough loan decisions with clear explanations and conditions
Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process
Stay up-to-date with industry trends, guidelines, and best practices

Qualifications

Active DE and VA underwriting certification required
Must have used DE and VA designation within the last 11 months
Minimum 5 years of residential mortgage underwriting experience
Proven history of longevity in prior roles (average tenure, no frequent job changes)
Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products
Experience with Encompass strongly preferred
Excellent analytical, organizational, and problem-solving skills
Strong communication skills and ability to collaborate effectively in a team environment

Compensation & Benefits

Salary: $100,000-$115k per year
Bonus eligible
Full benefits package including:
- Medical, Dental, Vision, Life Insurance
- Paid vacation and sick time

Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients.

Upload Resume *

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First Name *

Last Name *

Email *

Address *

City *

State *

Zip Code *

Phone *

Title of Most Recent Position *

Willing to Relocate

Location of most recent Educational Institution *

I certify that all the information presented on my resume is true and employment dates are accurate to the best of my knowledge. I understand that any offer of employment is contingent upon a completed full verification of my employment history. *

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Do you currently hold an active DE and/or VA underwriting certification? Please specify which designation(s) you hold. *

This role requires active VA SAR- When was the last time you issued an NOV *

How many years of residential mortgage underwriting experience do you have? *

List the loan products you have underwritten in the past 24 months *

FHA VA Conventional Non-QM Jumbo Other (please specify)

Are you proficient in Encompass loan origination software? If yes, describe your level of expertise (e.g., daily user, advanced functions). *

Do you have experience underwriting construction to perm loans? *

Do you have experience underwriting Non-QM and Jumbo loans? Please provide details on the types of files and approximate volume. *

This employer values collaboration. Are you comfortable directly calling loan officers and processors to discuss conditions and resolve issues? *

How many years of Retail Underwriting do you have? *

How many years of Wholesale Underwriting do you have? *