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Apply to Chief Financial Officer- Mortgage Industry exp required
Position: Chief Financial Officer
Location: Brea, CA
Work Model: On-site
Compensation: $150,000–$200,000+ base salary depending on experience
Bonus: Performance-based annual bonus tied to financial accuracy, reporting timeliness, cost optimization, and company profitability targets
Schedule: Full-time, Monday–Friday; executive-level flexibility expected
Benefits: Health insurance, PTO, 401(k) match, vision, dental
Location: Brea, CA
Work Model: On-site
Compensation: $150,000–$200,000+ base salary depending on experience
Bonus: Performance-based annual bonus tied to financial accuracy, reporting timeliness, cost optimization, and company profitability targets
Schedule: Full-time, Monday–Friday; executive-level flexibility expected
Benefits: Health insurance, PTO, 401(k) match, vision, dental
Overview
A growing TPO/wholesale lending company is hiring a Chief Financial Officer to lead financial operations, accounting, servicing financial workflows, HR/payroll administration, broker financial workflows, and regulatory financial reporting.
This is a hands-on executive role for someone with deep mortgage finance and accounting experience who can manage both strategic financial leadership and day-to-day operational execution. The CFO will oversee everything from daily funding reconciliation, broker commission payments, banking operations, and warehouse line follow-up to NMLS reporting, servicing financial operations, and HR/payroll administration.
Responsibilities
• Oversee accounting operations, including daily bookkeeping, QuickBooks journal entries, bank account reconciliation, and period-end financial closings
• Reconcile daily LOS data against warehouse actuals and escalate discrepancies to the funding team
• Manage broker commission payments and monthly brokerage incentive payments
• Manage origination-related vendor payments and administrative expenditures
• Lead banking operations, including daily multi-account review, journal reconciliation, Positive Pay administration, wire/ACH activity, and bank payment processing
• Manage loan-purchase financial follow-up before and after purchase
• Prepare period-end journal reconciliations and financial statement closings
• File quarterly NMLS Call Reports
• Submit financial statements to NMLS, warehouse lenders, and investors upon request
• Oversee servicing financial operations, including payment collection, borrower statement mailing, payment deposits, transfer/goodbye letters, and delinquent account follow-up
• Manage TPO/broker onboarding financial workflows, including application review, broker portal setup, welcome packages, and NMLS follow-up
• Manage payroll processing for W-2 and 1099 employees
• Oversee payroll bookkeeping, PTO/leave tracking, employment administration, employment verification administration, 401(k) contributions, health insurance enrollment, and monthly premium payments
• Work closely with CEO/ownership, operations/funding, warehouse lenders, broker relations, loan officers, investors, vendors, and external auditors
• Build scalable financial processes as the company grows
• Reconcile daily LOS data against warehouse actuals and escalate discrepancies to the funding team
• Manage broker commission payments and monthly brokerage incentive payments
• Manage origination-related vendor payments and administrative expenditures
• Lead banking operations, including daily multi-account review, journal reconciliation, Positive Pay administration, wire/ACH activity, and bank payment processing
• Manage loan-purchase financial follow-up before and after purchase
• Prepare period-end journal reconciliations and financial statement closings
• File quarterly NMLS Call Reports
• Submit financial statements to NMLS, warehouse lenders, and investors upon request
• Oversee servicing financial operations, including payment collection, borrower statement mailing, payment deposits, transfer/goodbye letters, and delinquent account follow-up
• Manage TPO/broker onboarding financial workflows, including application review, broker portal setup, welcome packages, and NMLS follow-up
• Manage payroll processing for W-2 and 1099 employees
• Oversee payroll bookkeeping, PTO/leave tracking, employment administration, employment verification administration, 401(k) contributions, health insurance enrollment, and monthly premium payments
• Work closely with CEO/ownership, operations/funding, warehouse lenders, broker relations, loan officers, investors, vendors, and external auditors
• Build scalable financial processes as the company grows
Qualifications
• 10+ years of mortgage finance/accounting experience
• At least 5 years in a senior leadership role
• Prior CFO, VP of Finance, or Controller experience at a mortgage lender, TPO/wholesale shop, or similar financial institution preferred
• CPA or equivalent professional certification strongly preferred
• Deep knowledge of mortgage lending accounting, warehouse line operations, and NMLS regulatory financial reporting
• Hands-on experience with QuickBooks and loan origination systems such as Byte or similar
• Advanced Microsoft Excel skills
• Experience with banking platforms, DocuSign, NMLS system, and payroll platforms
• Expertise in TPO/wholesale lending financial workflows, broker commission structures, and investor reporting
• Strong banking operations background, including Positive Pay systems, multi-account reconciliation, and wire/ACH management
• Experience managing payroll, benefits administration, 401(k), health insurance, and HR financial functions
• Experience with NMLS Call Reports and state-level regulatory filings preferred
• Servicing portfolio management experience preferred, including payment collection, escrow, and delinquency follow-up
• Highly detail-oriented with the ability to manage daily, monthly, and quarterly deadlines simultaneously
• Comfortable operating across accounting, servicing, TPO, and HR functions
• Self-starter who can work with minimal supervision and scale processes as the company grows
• At least 5 years in a senior leadership role
• Prior CFO, VP of Finance, or Controller experience at a mortgage lender, TPO/wholesale shop, or similar financial institution preferred
• CPA or equivalent professional certification strongly preferred
• Deep knowledge of mortgage lending accounting, warehouse line operations, and NMLS regulatory financial reporting
• Hands-on experience with QuickBooks and loan origination systems such as Byte or similar
• Advanced Microsoft Excel skills
• Experience with banking platforms, DocuSign, NMLS system, and payroll platforms
• Expertise in TPO/wholesale lending financial workflows, broker commission structures, and investor reporting
• Strong banking operations background, including Positive Pay systems, multi-account reconciliation, and wire/ACH management
• Experience managing payroll, benefits administration, 401(k), health insurance, and HR financial functions
• Experience with NMLS Call Reports and state-level regulatory filings preferred
• Servicing portfolio management experience preferred, including payment collection, escrow, and delinquency follow-up
• Highly detail-oriented with the ability to manage daily, monthly, and quarterly deadlines simultaneously
• Comfortable operating across accounting, servicing, TPO, and HR functions
• Self-starter who can work with minimal supervision and scale processes as the company grows
NMS Disclaimer
Client requirements and hiring decisions are set by the hiring company. Please ensure your application details align with your resume and reflect your direct experience. Thank you for your interest!