Senior Non-QM Mortgage Processor- In Office

Position: Senior Mortgage Loan Processor
Location: Fairfield County / Greenwich, CT
Work Model: In Office
Compensation: $75,000–$85,000 base salary
Bonus/Incentive: per file after 10 loans
Schedule: 9:00 AM–5:00 PM
Benefits: Medical, dental, vision, 401(k), PTO, and additional benefits pending final confirmation

A mortgage company is hiring an experienced Senior Mortgage Loan Processor to manage mortgage files from application through closing. This position is focused on complex residential loan files, including Non-QM, Jumbo, Super Jumbo, portfolio, conventional, and high-net-worth borrower transactions.

This role is a strong fit for a highly organized, proactive processor who can independently manage a substantial pipeline, analyze complex borrower documentation, coordinate with borrowers and third parties, and identify issues before they delay underwriting or closing.

• Manage mortgage files from application through closing
• Package and submit loans for approval
• Clear underwriting and closing conditions
• Maintain complete, accurate, and compliant loan files
• Coordinate with borrowers, loan officers, underwriters, attorneys, title companies, appraisers, and other third parties
• Process conventional, jumbo, super jumbo, Non-QM, and portfolio residential loans
• Analyze personal and business tax returns, self-employed income, rental income, and other complex-income scenarios
• Review borrower assets, large deposits, gift funds, reserves, and source-of-funds documentation
• Manage purchase and refinance transactions
• Support high-net-worth borrower transactions
• Review mortgage disclosures, underwriting conditions, and closing requirements
• Communicate professionally with borrowers, referral partners, loan officers, underwriters, and management
• Use residential loan origination systems, AUS, Arrive/ARIVE, Acumen, and AI tools
• Maintain discretion when handling confidential financial information

• 3–5 years of mortgage processing experience
• Experience independently managing loans from application through closing
• Experience processing Non-QM, Jumbo, Super Jumbo, and portfolio loans
• Conventional and jumbo residential mortgage processing experience
• Strong ability to analyze personal and business tax returns, self-employed income, rental income, and complex-income files
• Experience reviewing borrower assets, large deposits, gift funds, reserves, and source-of-funds documentation
• Working knowledge of residential mortgage underwriting guidelines and documentation standards
• Knowledge of mortgage disclosures, underwriting conditions, and closing requirements
• Familiarity with TILA, RESPA, ECOA, HMDA, and fair-lending standards
• Experience with DU/LP and residential loan origination systems
• Arrive/ARIVE, Acumen, and AI tool experience preferred
• Experience processing loans in New York, Connecticut, and Florida preferred
• Experience with bank statement, P&L, asset depletion, condominium, cooperative, investment-property, and multi-unit files preferred
• Familiarity with New York cooperative loans and attorney-driven closings preferred
• Commercial lending experience is a plus
• Mortgage bank, mortgage brokerage, community bank, private lender, or credit union experience preferred
• NMLS registration or licensing preferred
• Multilingual ability preferred
• Ability to work in-office in the Greenwich/Fairfield County, CT area

Client requirements and hiring decisions are set by the hiring company. Please ensure your application details align with your resume and reflect your direct experience. Thank you for your interest!