Apply to Remote Wholesale DE/VA Underwriter

Wholesale DE/VA Underwriter

Location: Remote
Work Model: Fully Remote
Compensation: Up to $110,000 base + monthly bonus
Benefits: Benefits package offered

Overview

Our client is seeking an experienced Wholesale DE/VA Underwriter to join their team in a fully remote capacity. This position requires strong recent Wholesale/TPO underwriting experience with an emphasis on complex and manual VA underwriting.

The ideal candidate will have active FHA DE and VA LAPP/SAR designations, recent experience issuing VA Notices of Value (NOVs), and the ability to independently underwrite difficult VA files.

Responsibilities

Underwrite Wholesale/TPO FHA and VA residential mortgage loans.
Perform complex and manual VA underwrites.
Analyze borrower credit, income, assets, liabilities, collateral, and overall loan risk.
Review AUS findings and manually underwrite loans when required.
Evaluate layered risk, compensating factors, and complex borrower scenarios.
Issue underwriting decisions and conditions in accordance with applicable guidelines.
Review conditions and supporting documentation through final loan approval.
Review VA appraisals and issue Notices of Value (NOVs).
Communicate underwriting decisions and conditions clearly with Wholesale/TPO operations and sales teams.
Ensure loans meet applicable FHA, VA, investor, and company underwriting guidelines.

Qualifications

Recent Wholesale/TPO mortgage underwriting experience.
Active FHA DE designation.
Active VA LAPP/SAR designation.
Must have issued a VA Notice of Value (NOV) within the past 11 months.
Strong recent experience with manual VA underwriting.
Experience underwriting difficult and complex VA loan scenarios.
Strong knowledge of current FHA and VA underwriting guidelines.
Ability to independently analyze complex credit, income, assets, collateral, layered risk, and compensating factors.
Ability to independently manage an underwriting pipeline in a remote environment.

NMS Disclaimer

National Mortgage Staffing is a recruiting agency. This position is being advertised on behalf of our client. We are not the direct employer for this role. All applications will be reviewed by NMS and qualified candidates will be submitted to the client for consideration.

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First Name *

Last Name *

Email *

Address *

City *

State *

Zip Code *

Phone *

Title of Most Recent Position *

Willing to Relocate

Location of most recent Educational Institution *

I certify that all the information presented on my resume is true and employment dates are accurate to the best of my knowledge. I understand that any offer of employment is contingent upon a completed full verification of my employment history. *

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Do you hold an Active CHUMS ID? *

Do you hold an active VA LAPP/SAR designation? *

What Month and year did you last use your CHUMS ID to sign off on an FHA loan? *

What month and year did you last issue an NOV? *

How Many years total of FHA and VA Underwriting experience do you have? *

Have you underwritten loans as a direct employee for a Wholesale/TPO Lender? *

Which of the following VA underwriting scenarios have you personally underwritten?

How many years of experience do you have personally completing manual VA underwrites? *

Are you comfortable independently underwriting difficult manual VA loans without additional underwriting support or training? *