Job Title: DE Underwriter (On-Site)
Location: Pittsburgh, PA
Salary: $80,000 - $90,000 (No Bonus)
Job Type: Full-Time, Direct Hire
About the Role:
Our client, a reputable mortgage lender, is seeking an experienced DE Underwriter to join their team on-site in Pittsburgh, PA. This position requires a detail-oriented professional with an active CHUMS ID and a strong background in mortgage banking underwriting. The ideal candidate will have experience with Encompass, FHA DE, and preferably USDA loans.
Key Responsibilities:
- Review and underwrite residential mortgage loans in compliance with FHA, USDA (preferred), and company guidelines.
- Ensure loan files meet regulatory requirements and investor criteria.
- Analyze credit, income, asset, and property documentation for loan approval.
- Maintain clear and effective communication with loan officers and processors.
- Utilize Encompass loan origination system to evaluate and approve mortgage loans.
- Stay up to date with underwriting guidelines, policies, and industry regulations.
Qualifications:
- Active CHUMS ID required (FHA DE Certification).
- Minimum 5+ years of mortgage banking underwriting experience.
- Proficiency in Encompass is required.
- USDA loan experience preferred.
- Strong analytical and decision-making skills.
- Ability to work in a fast-paced environment and meet deadlines.
This is a great opportunity for an experienced underwriter looking for a stable role with a well-established company.