Position: Mortgage Collector
Location: Remote
Employment Type: Full-Time
Compensation: $24 per hour + Monthly Performance Bonuses
A well-established mortgage servicing company is seeking an experienced Mortgage Collector to join their team on a fully remote basis. This is a great opportunity for a motivated and goal-oriented professional with a strong background in mortgage collections to contribute to a growing organization.
Manage a portfolio of delinquent mortgage accounts and initiate collection efforts in accordance with company policies and applicable regulations
Conduct outbound and receive inbound calls to/from borrowers to collect past-due payments, set up repayment plans, and resolve delinquencies
Accurately document all collection activities in the loan servicing system
Monitor follow-up schedules for promised payments and escalate unresolved issues as needed
Maintain compliance with federal and state regulations, including FDCPA and CFPB guidelines
Deliver excellent customer service while effectively negotiating payment arrangements
Collaborate with internal departments, including loss mitigation and customer service
Familiarity with mortgage servicing systems and default processes
Strong communication, negotiation, and customer service skills
Ability to work independently in a remote environment while meeting performance goals
High attention to detail and organizational skills
Proficiency with Microsoft Office and online communication tools
Bilingual (English/Spanish) is a plus
Working knowledge of federal mortgage servicing guidelines and regulations