Position: Disclosure & Risk Manager
Location: Remote
Compensation: $75,000–$90,000 base salary plus quarterly bonus
Schedule: Full-time, 40 hours per week; flexible daily schedule for remote candidates
Overview
This role leads the Initial Disclosure function and manages disclosure risk, policy, and compliance across federal, investor, and program guidelines. The position partners closely with operations and credit risk leadership to ensure accurate, compliant, and timely disclosures, while supporting complex loan scenarios and program oversight.
Key Responsibilities
• Oversee the Initial Disclosure team and daily pipeline management
• Manage disclosure policies and procedures related to RESPA, CFPB, and regulatory guidelines
• Serve as a subject-matter expert for investor and program requirements
• Provide second-level review for complex loan scenarios and down payment assistance programs
• Maintain expertise in Mavent and disclosure-related risk tools
• Collaborate with operations, closing, and credit risk leadership
Qualifications
• Experience leading disclosure or risk functions within mortgage operations
• Strong knowledge of disclosure compliance, regulatory requirements, and investor guidelines
• Demonstrated leadership and team management experience
• Advanced proficiency with Encompass LOS
• Ability to work independently in a remote environment while supporting cross-functional teams
Benefits
• Paid time off (vacation and sick)
• Medical, dental, vision, life, and supplemental insurance