Head of Credit & Operations – Private Lending (Ground-Up Build Role | DSCR & RTL Required)

Location: Remote | Compensation: $75K–$135K + bonus up to 2x base

Our client, a fast-growing private real estate lender, is seeking a Head of Credit & Operations to build and lead the company’s credit function from the ground up. This is a hands-on leadership role — you’ll be directly underwriting loans while designing the operational and policy framework that will scale the business.

Key Responsibilities

• Lead underwriting execution for a growing private-lending portfolio

• Build and manage credit and fund-level operations

• Develop and maintain underwriting and credit policies

• Execute secondary-market strategies to optimize returns and control risk

• Collaborate with leadership on new product development and scalability

• Oversee a small operational team (0–2 direct reports)

Requirements

• 5+ years of private-lending experience (bridge, DSCR, fix & flip, or construction)

• Proven hands-on underwriting background — not just management

• Deep knowledge of DSCR and RTL loans

• Strong understanding of credit risk, fund management, and operational buildout

• Experience in secondary execution and capital strategy

• Must reside in the U.S. and be currently active in the industry

Compensation & Benefits

• Base: $75,000–$135,000 DOE

• Bonus: Up to 2x base (performance-based)

• Benefits: Health insurance (75% employer-paid after 90 days)

• Schedule: Monday–Friday, standard business hours

• Work Model: Fully remote

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National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. All criteria are established by our client and must be followed exactly.

Thank you for your interest! 

If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.

Unfortunately due to high volumes of applicants, we may not be able  to respond to those who are not a fit.  If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.